We have been in the accounts receivable factoring business since 1979, are independently owned, and have a powerful track record of being FINANCIALLY STRONG. We have survived many of the economy's roller coaster rides and in having done so, can lend a helping hand to get you through any troublesome times you might run into. We won't vanish when the times get troublesome, like a handful of accounts receivable factoring companies sadly have in the past.

Each factoring company has a preference for size, industry, and risk. It's just about impossible for you to determine which accounts receivable factoring firm is the right fit for you. By contacting us, we'll cut to the core of your situation very quickly and help you find the ideal fit for your company - it could be us or another accounts receivable factoring company.

We have an enviable network of accounts receivable factoring industry colleagues, these mutual relationships were earned over 20+ years in the business. So, when you take some time to explain your needs to us, you'll quickly see that we can help you find exactly what you need.

Nearly all accounts receivable factoring companies let you pick and choose your customers to factor. Although a few of them usually require a minimum amount before they'll do business with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is much like having a credit card in your pocket. You carry it to use when you want it but don’t sign an agreement which will make you use accounts receivable factoring when you don't want it.

Nearly all accounts receivable factoring companies try not be upfront about their fees. You need to be Sherlock Homes to uncover those fees. Be rest assured, We will not treat you this way.  We are totally transparent about our fees. When you apply, you are given a straightforward, no obligation rate proposal with the fee for your business. Good luck finding another factoring company, if any, that will be totally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our normal advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few receivables factoring companies are funded by Wall Sreet bankers. We are a privately held company and don't take marching orders from investors and boards. Same as you, we are like-minded business people and we have jumped many of the hurdles that a business deals with. We take the time to hear your story, understand your concerns. Based on that information we will put together a custom-made solution for you. Nearly all receivables factoring companies notably the Silicon Valley Fintech ones mostly gamble on an algorithm to determine your company's funding program. Do you want to count on an algorithm as a cash flow partner to fund your business?

Nearly all accounts receivable factoring companies have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you are provided with a dedicated account administrator to be your point of contact – who knows your business inside out, and can support you in ways the others just can't or won't.

Don't overlook the fact that the accounts receivable factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have seen it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. Further more we keep an eye on each invoice and follow them just like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is received.

Our business credit monitoring systems allow us to jump on early negative trends so that we can protect you from risky transactions. You have 24/7 access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues in order to work on them without delay.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Stay ahead of negative payment trends. This is critical to avoid unnecessary write-offs.

Our company incorporates state-of-the-art technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much lower rates for you. Nearly all other companies are not even in the ballpark.